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Nupur Shah | NRI on Instagram: "US-based NRIs, before you invest in Indian mutual funds, ETFs, or ULIPs, there’s one US tax rule you must know about: PFIC. PFIC, or Passive Foreign Investment Company, is a US tax classification, not an Indian tax rule. It applies to investments that earn passive income, like dividends or capital gains, and the IRS watches these closely for US tax residents. PFIC applies if you are considered a US tax resident — this includes US citizens, green card holders, and
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